Referral & Compensation Disclosure
Wealth For Family may connect clients with insurance carriers, licensed insurance professionals, senior living communities, related businesses, and other service providers. This disclosure explains when those relationships may involve compensation and how referrals may work.
Last Updated: August 31, 2026
We want families to understand when Wealth For Family may have a financial, referral, or business relationship with a company or professional we introduce. Some referrals may result in compensation to Wealth For Family or an associated licensed professional, while others may not.
1. Insurance Compensation
Wealth For Family may help consumers understand, compare, and apply for life insurance through licensed insurance professionals.
There is no consumer consultation fee simply to:
- Discuss life insurance
- Review available insurance options
- Receive available quotes
- Submit an insurance application through Wealth For Family
If an insurance policy is purchased, the licensed insurance producer may receive compensation from the issuing insurance carrier.
Insurance compensation may vary by carrier, product, policy, placement arrangement, and other factors.
Additional information about our insurance role is available in our Insurance Disclosures .
2. Referrals to Other Licensed Insurance Professionals
In some situations, Wealth For Family may refer an insurance inquiry to another appropriately licensed:
- Insurance agent
- Insurance broker
- Insurance agency
- Licensed insurance professional
This may happen when another professional is better positioned to assist with the request, including because of:
- State licensing
- Carrier access
- Product specialization
- Underwriting circumstances
- Availability or service capacity
- Other practical or regulatory considerations
The receiving professional may operate independently from Wealth For Family and may receive compensation if insurance is placed through them.
Where permitted by applicable law, licensing requirements, carrier rules, and applicable agreements, Wealth For Family or an associated licensed producer may also receive compensation related to business referred to or serviced by another licensed insurance professional.
3. Information Shared for a Referral
When you request assistance, relevant information may be shared with another licensed professional, insurance carrier, agency, community, service provider, or referral partner when reasonably necessary to respond to your request or connect you with an appropriate provider.
Depending on the request, information shared may include:
- Name
- Contact information
- State or location
- The type of service requested
- General information relevant to the request
- Other information reasonably necessary to help the receiving provider respond
We aim to limit information shared to what is reasonably appropriate for the particular referral or service involved.
Where consent, authorization, or another legal requirement applies, the applicable requirement will govern the disclosure.
4. Senior Living Placement Compensation
Wealth For Family may help families explore Independent Living, Assisted Living, and Memory Care options.
Our senior living placement assistance is offered without a placement fee charged to the family.
Participating senior living communities may pay Wealth For Family a referral or placement fee when a person introduced through Wealth For Family completes a qualifying placement with that community.
Compensation arrangements may differ among participating communities.
Wealth For Family may not have a referral or compensation relationship with every senior living community available in a particular area.
A family is not required to select a participating community simply because Wealth For Family may receive compensation from it.
6. Other Professional & Service Referrals
From time to time, Wealth For Family may introduce consumers to independent professionals or service providers when their services may be relevant to a family’s request.
These could include, depending on the situation:
- Attorneys
- Senior care professionals
- Moving or downsizing services
- Home care providers
- Real estate professionals
- Funeral or memorial service providers
- Photography or video professionals
- Other family, legacy, insurance, or later-life service providers
Any such provider may operate independently from Wealth For Family.
Some relationships may involve compensation, referral arrangements, marketing relationships, reciprocal introductions, or other business relationships where permitted by applicable law.
7. Paid & Unpaid Referrals
Not every referral or introduction results in compensation.
Wealth For Family may sometimes recommend or introduce a provider without receiving any payment or financial benefit.
In other situations, Wealth For Family, an associated licensed professional, or a related business may receive compensation if a transaction, policy, placement, or service is completed.
The existence or absence of compensation does not guarantee the quality, suitability, availability, pricing, or outcome of the provider’s service.
8. Provider Relationships & Availability
Wealth For Family may have established relationships with certain:
- Insurance carriers
- Insurance professionals
- Senior living communities
- Businesses
- Referral partners
- Professional service providers
We may not have relationships with every provider, carrier, community, or professional available in the marketplace.
A referral or introduction should not be interpreted as a representation that every possible alternative has been searched or compared.
Where appropriate, we aim to consider the information and needs communicated by the family when making introductions.
9. Your Freedom to Choose
You remain free to choose which companies, professionals, communities, insurance carriers, or service providers you work with.
You are not required to use a company, senior living community, insurance carrier, insurance professional, affiliated business, or other provider simply because Wealth For Family introduced or recommended them.
You may seek other quotes, recommendations, communities, professionals, or service providers at any time.
10. Third-Party Responsibility
A referral, recommendation, introduction, or website link does not make Wealth For Family responsible for an independent provider’s:
- Services
- Pricing
- Contracts
- Licensing
- Professional decisions
- Availability
- Security practices
- Privacy practices
- Future performance
- Results
Consumers should independently review the qualifications, licenses, agreements, pricing, terms, services, and suitability of third-party providers when appropriate.
11. Affiliate & Sponsored Relationships
WealthForFamily.com may from time to time include links, recommendations, products, services, or resources connected to an affiliate, sponsored, referral, or other compensated relationship.
In some cases, Wealth For Family may receive compensation if a visitor follows a link, purchases a product, uses a service, completes a transaction, or takes another qualifying action.
Where required, material affiliate or sponsored relationships may also be disclosed near the applicable recommendation, link, or content.
12. Consumer Fees
Many referral and insurance relationships compensate Wealth For Family through the provider, carrier, community, or business involved rather than through a separate consumer referral fee.
Where Wealth For Family directly charges a consumer for a separate paid service, the applicable price or fee should be disclosed before that service is purchased.
The absence of a separate consumer fee does not necessarily mean Wealth For Family receives no compensation from another party.
13. Privacy & Personal Information
Referrals may sometimes require sharing relevant personal information with another company or professional so that person or business can respond to the request.
The collection, use, and sharing of personal information is addressed further in our Privacy Policy .
Information related to insurance services is also addressed in our Insurance Disclosures .
Providing information for one service does not automatically authorize every form of marketing, automated calling, or text messaging where separate consent is required by applicable law.
14. Changes to This Disclosure
Wealth For Family may update this Referral & Compensation Disclosure as our services, referral relationships, compensation arrangements, business practices, or legal requirements change.
When changes are made, the revised disclosure may be posted on this page with an updated Last Updated date.
Related Policies
This disclosure should be read together with our:
Questions About a Referral or Compensation?
Wealth For Family
If you have a question
about whether Wealth For Family
may receive compensation
in connection with
a particular referral,
insurance policy,
senior living placement,
or service,
please contact:
Email:
[email protected]